restructured

"He failed to make payments on time and is now in default."

"The university has several departments, including the history department and the science department. "

"It is difficult to provide for my family working on minimum wage."

"I went to the park because the weather was nice. "

"My monthly car payments are due on the 15th of each month. "

"To buy a house, John took out a mortgage. "

"The efficiency of the planning department is deplorable."

"This painting shows little organization at first glance, but little by little the structure becomes clear."

"A small group."

"The school's student council is a company of dedicated students who organize events. "

"He said he didn’t do it, but the evidence was otherwise."

"Buying more servers would improve performance."