noun🔗Share次级，次级贷款. A subprime loan."Many people took out subprime loans to buy houses, even though they had a difficult time paying bills. "许多人申请了次级贷款来购买房子，即使他们偿还账单都有困难。financebusinesseconomyChat with AIVocabulary GamePractice Reading
adjective🔗Share次级的，劣质的。 Less than prime; inferior."Because Mark had a low credit score and a limited job history, he was only offered a subprime mortgage with a higher interest rate than someone with better credit. "因为马克信用评分低，工作经历又有限，银行只肯提供给他次级房贷，利率比信用好的人要高。businessfinanceeconomyChat with AIVocabulary GamePractice Reading
adjective🔗Share次级的，高风险的 (now worldwide) Designating a loan (typically at a greater than usual rate of interest) offered to a borrower who is not qualified for other loans (for example, because of a poor credit history)."The bank offered a subprime loan to the student, despite his poor credit history, at a higher interest rate. "这家银行明知这个学生信用记录不良，仍然以较高的利率向他提供了一笔次级贷款/高风险贷款。financebusinesseconomyinsuranceassetChat with AIVocabulary GamePractice Reading
adjective🔗Share次级的，低于最优惠利率的 Designating a type of commercial lending rate, less than the prime rate, offered to desirable borrowers."The bank offered a subprime loan rate for the new student housing development. "银行给新建的学生公寓项目提供了次级贷款利率。 (Yínháng gěi xīn jiàn de xuéshēng gōngyù xiàngmù tígōng le cìjí dàikuǎn lìlǜ.)financebusinesseconomyChat with AIVocabulary GamePractice Reading
