noun🔗Share理发，剪发 The act of cutting of the hair, often done professionally by a barber, hair stylist, or beautician."My daughter needed haircuts before her school dance. "我女儿在学校舞会前需要理发。appearancestylebodyChat with AIVocabulary GamePractice Reading
noun🔗Share发型，剪发样式 The style into which the hair is cut."The twins got identical haircuts for their birthday. "这对双胞胎为了庆祝生日，剪了完全一样的发型。styleappearanceChat with AIVocabulary GamePractice Reading
noun🔗Share债务减记，削债。 In a bankruptcy proceeding, the proportional reduction in the debt that will be paid to each creditor, based on an evaluation of the total debt owed and the total assets of the debtor."Because the company was deeply in debt and had few assets, creditors had to accept significant haircuts on their loans during the bankruptcy proceedings, meaning they would only receive a fraction of the money they were owed. "由于该公司负债累累，资产匮乏，债权人在破产清算过程中不得不接受贷款的大幅债务减记，这意味着他们只能收回欠款的一小部分。businessfinancelaweconomyChat with AIVocabulary GamePractice Reading
noun🔗Share风险缓冲，抵押品折扣 The difference between the value of a loan and the value of its collateral."Because the bank applied significant haircuts to the value of my company's real estate used as collateral, we received a much smaller loan than we expected. "由于银行对我们公司用作抵押的房地产价值大幅应用了风险缓冲 (抵押品折扣)，我们收到的贷款比预期的要少得多。businessfinanceChat with AIVocabulary GamePractice Reading
