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haircuts

/ˈhɛrkʌts/ /ˈheəˌkʌts/

Meanings
noun

理发，剪发

The act of cutting of the hair, often done professionally by a barber, hair stylist, or beautician.

Examples :

"My daughter needed haircuts before her school dance. "
我女儿在学校舞会前需要理发。
appearance style body
noun

债务减记，削债。

In a bankruptcy proceeding, the proportional reduction in the debt that will be paid to each creditor, based on an evaluation of the total debt owed and the total assets of the debtor.

Examples :

"Because the company was deeply in debt and had few assets, creditors had to accept significant haircuts on their loans during the bankruptcy proceedings, meaning they would only receive a fraction of the money they were owed. "
由于该公司负债累累，资产匮乏，债权人在破产清算过程中不得不接受贷款的大幅债务减记，这意味着他们只能收回欠款的一小部分。
business finance law economy
noun

风险缓冲，抵押品折扣

The difference between the value of a loan and the value of its collateral.

Examples :

"Because the bank applied significant haircuts to the value of my company's real estate used as collateral, we received a much smaller loan than we expected. "
由于银行对我们公司用作抵押的房地产价值大幅应用了风险缓冲 (抵押品折扣)，我们收到的贷款比预期的要少得多。
business finance

Related Words

Illustration beautician

beautician noun

/bjuːˈtɪʃən/

美容师，化妆师

"My sister is a beautician, and she does excellent hair styling and manicures. "

我姐姐是个美容师，特别擅长做发型和美甲。

Illustration significant

significant noun

/sɪɡˈnɪ.fɪ.kənt/

象征，标志，意义。

"The teacher's smile was a significant of approval for my hard work. "

老师的微笑是对我努力工作的一种认可的象征。

Illustration evaluation

evaluation noun

/ɪˌvæljuˈeɪʃən/

评估，评价，考核。

"The teacher's evaluation of the student's progress showed significant improvement in math. "

老师对学生进步情况的评估显示，他们的数学成绩有了显著提高。

Illustration bankruptcy

bankruptcy noun

/ˈbæŋkɹʌptsɪ/

破产，倒闭。

"The failing bakery declared bankruptcy after several years of declining sales. "

这家生意不景气的面包店在销售额连续几年下滑后，宣布破产倒闭了。

Illustration identical

identical noun

/aɪˈdɛntɪkl̩/

相同之处，一样的东西

"My sister and I have identical handwriting styles; it's difficult for our teacher to tell our papers apart. "

我和我妹妹的笔迹完全一样，老师很难分清我们的试卷。

Illustration proceedings

proceedings noun

/pɹəˈsiːd.ɪŋz/

诉讼，程序，议事录

"The proceedings of the school meeting focused on improving student behavior. "

学校会议的议事流程主要讨论了如何改善学生的行为。

Illustration difference

difference noun

/ˈdɪfəɹən(t)s/

差别，差异

"You need to learn to be more tolerant of difference."

你需要学会更加宽容地对待差异。

Illustration reduction

reduction noun

/ɹiˈdɑk.ʃən/

减少，降低，缩减

"The reduction in homework assignments allowed students more free time. "

作业量的减少让学生们有了更多自由时间。

Illustration collateral

collateral noun

/kəˈlætəɹəl/

抵押品，担保物。

"To secure a loan for a new car, Sarah offered her savings account as collateral. "

为了获得购买新车的贷款，莎拉把她的储蓄账户作为抵押品。

Illustration professionally

professionally adverb

/prəˈfɛʃənəli/ /proʊˈfɛʃənəli/

专业地，以职业方式。

"Steve Davis plays snooker professionally."

史蒂夫·戴维斯以职业球员的身份打斯诺克。

Illustration proportional

proportional noun

/pɹəˈpɔːʃənəl/ /pɹəˈpɔːɹʃənəl/

比例

"The effort put into studying should be proportional to the difficulty of the exam. "

学习付出的努力应该和考试的难度成比例。

Illustration proceeding

proceeding verb

/pɹəˈsiːdɪŋ/

进行，前进。

"To proceed on a journey."

继续旅程。